There are 45 million people in America without health insurance. My innovative program will cover every one, my “policy,” rivaling the best of insurance available to the bluest chippers. Here is a way we provide coverage for the uninsured, the cost much less than you imagine.

First we cancel Bush’s tax cuts that exclusively benefit his supporters, returning our wealthiest class to where they belong, in their own tax bracket, instead of crowding us. Reversing Bush’s tax cut policy heists all our cable TV’s blabberific non-stop talking heads, Wall Street'’s svelte gentry, most of our lawyers, doctors, and dentists, Members of Congress, lobbyists, and bureaucrats, all dyed in the cashmere rich.

I am an independent candidate for president. My Health care program, creatively written here does not involve insurance companies or any government bureaucracy. That in itself is a winning concept!

Our economy, as heartbeat, is near collapse; the dollar has been in the dumpster for months, and could permanently go lower; one prob limb, the growing rolls who lost their health care insurance along with their jobs.

My Loose Penny Program, presented here, is a capital injection that will, by fixing health care, instantly begin to repair our economic muscle, but to create actual jobs, mission critical diplomacy is required.

President Obama needs to get off the fly around health care campaign trail, wipe down the makeup on his eyelids (with cold cream) and summon all our fast foods, supermarket; Target and Wal-Mart CEO's to the White House to ink my proposed infusion solution.

That is the only thing wrong with this proposal. It is mine, and personally, because I am a candidate for president I have an expressed stake in the political process. Were Obama's advisors only willing to set that issue aside!

Obama went to Cairo and Copenhagen. He can meet with KFC. Your loose pocket change will make the critical health care diff rinse.

Every chain must participate in my Loose Pennies Program, regardless the size of their enterprise. My purpose: an additional two-cents in the cash registers of many thousands of locations nationwide, wherever we fast food eat and shop. For every item registered over the counter we want two pennies extra, added as patriotic gratuity.

This proposal is not for a government mandate. Anyone can refuse to pay the voluntary two cents gratuity. Burger, fries and a drink totals six extra cents, pennies off the pavement. Regardless what we purchase at the market; we are only pitching in some loose change out of pocket. 40 items at the supermarket could easily add up to $150. Does another 80 cents inhibit your generosity?

A worker chosen by the workers to represent them can meet with the managers to approve the total pennies for everything out the door the week before, dividing that total by everyone's hours worked.

Then we include up to $2 dollars extra for every hour in the worker's paychecks. A $5 deduct for a Medical Malpractice Pool is also on my planing board, which employers don't have to match, so their sticker prices won't rise from any extra cost of doing business. The chains won't be squeezed from our Medical Assurance pay raise, that, a plus minus spreadsheet wash!

The worker's pay increase doesn't come out of management's pocket, but work place production will grow. When someone quits, the crew might ask the boss to leave them pick up the slack, so they earn more money!

The overage, beyond the $2 dollars hourly extra in every pay, goes to interest bearing Medical Savings Accounts, with the worker's name on his or her portion. Two dollars an hour in a forty hour week is more than $4000 a year. There are other possibilities because the prime issue here is Health Care.

The president can ask everyone on the low end of the economic chain to divide their bounty as follows, at least what I will do as president: the President can order the $2 an hour extra be a take home half in cash, with the balance going to really grow these proposed Medical Savings Accounts, a health care solution for at least ten million uninsured people.

More than ten million of the uninsured people will have medical care access guaranteed. The medical savings account, as a health care solution beats health insurance!

Insurance companies are dedicated to making money, not protecting the sick from financial disaster. When an insurance company cancels your policy because you have an expensive disease, they don't refund your premium. But with a Health Assurance Savings Account, when you quit or get fired from the job, your medical savings account goes with you!

After a year behind the fast food counter, a 40-hour per week worker could have more than two grand in their Health Assurance account. Ten million uninsured people at the bottom of our economic food chain might not have health care insurance but all would carry Health Assurance. In the event they don't feel right they have access to medical care, and a second opinion, because the money to pay is there! When it's your money, unneeded procedures evaporate.

The Health Assurance account holder can use his or her account for their spuse and or of fspring.

Other companies, besides the fast food chains could have the "public Lev option" of creating medical savings accounts, in lieu of providing an insurance policy for their workers. A sensible choice solution eliminates the insurance company monopolies! We want that! A worker could opt out of his company's insurance policy. The employer's end would go into his paycheck, a raise in take home pay. The half the worker was paying would still be withheld, and go into the worker's Medical Assurance savings Account.

Is there any government bureaucracy involved in my program? Is my proposal a thousand pages of unreadable language?

This two cents program works for the medical professional, too. You agree to the fee, the doctor swipes your Medical Assurance card and the money is debited from your Health Assurance account. The Dr.'s cost layer represented by his required compliance with the insurance company bureaucrat is out of the mix. The doctor or dentist can charge less for an office visit as he is collecting straight up cash.

This proposed over-the-counter voluntary two-cent gratuity, $344 dollars monthly doesn't bash government. These out of pocket pennies go to the working not so rich, without intrusion. Government bureaus are by-passed, except to investigate anonymous complaints about businesses that may be cheating their workers.

In all the dry cleaners add a nickel to every shirt pressed, a dime for every dry cleaned piece. In all the family operated dry cleaners, medical savings accounts will replace the worker's share of their family's health insurance.

This 2 cents extra covers 90% of all the minimum and lower wage jobs in USA, juicing the recovery by pumping the bottom of our economic chain, enriching the people most likely to purchase goods with their money! The fresh dollars these people spend will create jobs.Those in low echelon hourly jobs, working 40 hours a week will have $80 extra weekly in his or her pay envelope, the diff rinse between scraping by and getting ahead; the advantage of $76 after a 5% set aside for our Medical Malpractice Pool, $40 in their pay with a minimum $36 earmarked for Health Assurance savings.

Millions of uninsured not so rich people building Medical Assurance Accounts will directly benefit from this voluntary deal. We gain from tipping our pennies to working folks, as these millions of uninsured won't be crowding emergency clinics for care, which we all pay for, a tremendous savings for the taxpayer!

Emergency health care cost is infected by the actuarial projections of how many uninsured people might use an emergency room walk-in for care during the course of any year.

Working people in min-wage jobs with Health Assurance accounts pay for their access on a need-to-be seen basis. In addition to medical savings accounts, the two cents gratis could secure a million mortgages near default, a contribution to neighborhood health as deserted house disease is a cancer that devalues the whole street.

For the rest of our uncovered citizenry, doctors and dentists must be allowed the volunteer opportunity to do tax deductible charity, treating them. A charity patient is anyone without insurance. The plan: doctors do $50,000 in charitable medical services and deduct the $50,000 off the top of their federal tax. Then, after all the deductions, the doctors take an additional half off their bottom line; twenty-five thousand or half, whichever is greater.

Medical professionals could perform $100,000 in charity and deduct $50,000 off their tax, and because they only owed $49,000 in taxes, earn a one thousand dollar income tax credit. This health care approach cost effectively makes sense.

Doctors won't be at the mercy of an insurance companies,' take it or leave payment for services rendered. People suffering from unaffordable premiums, with pre-assurance from their physicians, will begin to cancel their overpriced insurance policies.

Every doctor will have a waiting list of patients waiting to be classified as charity. Doctors will have more patients, their work incentive, Freedom of Income Tax.

Isn't this one-line change in our tax code easier to digest than a thousand page med-reform stick-it-to-us vaccination, unread even by its authors, our congress? Would insurance company's shills show up at town hall meetings screaming, "It's a communist plot! Down with their two cents for medical savings accounts?"

Every doctor and dentist will have a sign on the door: "No insurance? I'm here."

These ideas will enrich our economy from the bottom up, possibly save a million mortgages, and insure access to health care services for many, if not all the millions of uninsured people, whilst leaving the rip off insurance companies out.

Let us for a moment refocus on the 2 cents per item becoming a two dollar an hour raise. Instead we make the pay raise one dollar an hour and the other dollar into the Medical Savings Account. That is approximately $2000 a year in each. Now lets deduct $5 a week from the pay checks and put that into a Malpractice insurance pool. (But without an insurance company as the pool is 'owned' by the people coughing up the $5.)

Doctors and dentists, the med professionals are invited to participate with $5 per visit. Then we establish a reasonable award for all the different malpractice possibilities, allowing the aggrieved party to get a lawyer in the event there is a disagreement. This lowers the cost of a Doctor being a Doctor and gives us a chance to develop a public access data base that identifies doctors who are repeat malpractitioners.

Lets deduct $5 a week from the Medical Assurance Savings Accounts to go into a Catastrophic Coverage Fund. You are working for five years at Burger King. You are an assistant manager. You started out flipping burgers and stayed with your Medical Assurance Savings. You have kidney failure, need dialysis while waiting for a kidney transplant. That is catastrophic.

The catastrophic Coverage Fund is in-house insurance on our Medical Savings Account, not to be invested with AIG or Goldman Sachs swaps.

The long-term solution to our health care prob limb is free medical education for doctors, dentists, and all related personal, our goal one hundred thousand doctors graduated every year until we have one family doctor for every thousand people. A national marijuana tax could fund this program, as could a three per cent reduction in military expenditures. Politishinz are good at identifying issues but fold their intestinal fortitude as those who finance their campaigns govern the solutions.

In that light, the above proposed change in our tax code, encouraging doctors and dentists to treat the uninsured as a deductible charity, could not pass either House of our current congress absent a million person public outcry first.

Robert J. Samuelson wrote, in the Monday, September 14, 2009 The Washington Post:

"Americans generally want three things from their health-care system. First, they think that everyone has a moral right to needed care; that suggests universal insurance. Second, they want choice; they want to select their doctors -- and want doctors to determine treatment. Finally, people want costs controlled; health care shouldn't consume all private compensation or taxes."

The above Loose Penny Solution covers all of these issues. On Sixty Minutes, September 13, president Obama repeated, "All Americans will be required to have insurance, but those who can't afford it will get subsidies." Health Assurance Savings accounts are a better idea.

Obama's plan: Subsidizing an insurance policy creates a whole new layer of bureaucracy which is unaffordable and unnecessary.

I am the unknown poet, a long-time candidate for president, roasting in the sun.

Once upon a time our Fourth Estate was independent, standing watch, reporting true. Today's corporate approach to politics locks out the unknowns who seek public office, a primary reason there aren't any candidates. You announce, "I'm a candidate." The editor's don't ask, "What are your ideas?" But, "Show us twenty million dollars." And without access to buckets of ducats, the access to broadcast speech, to present their platforms is also blocked. Blog in the bog, dog.

We need to renew our politics, starting with the reestablishment of our First Amendment Right to televised political speech. Upon this essay, I requested e quill time of our television networks, to give my independents' response to president Obama's health care speech to the congress, which was broadcast by the networks and cable networks aired live, September 9, 2009.

I have to prepare my petition for the court. The issue of my First Amendment Right to speak will go to the Supreme Court. This is going to cost a bunch of money. I need dough nations behind me.

michaelslevinson.com

I expect gross ugly fascist ef be eye sponsored attacks on the above, ignoring the program and attacking the author, but it would be interesting to read your honest response.

This whole prograam happens with a couple one-liner changes in the tax code, via Executive Order immediately by the President, as opposed to a lobby ridden sucker driven complicated Act of Congress, though any president'’s Executive Hors D’oeuvre, fringing the tax code, ought to require Congress’s ratification, separation of powers and all of that.

Florida doctors will work a full day on Wednesday, instead of going golfing, and a half day every Saturday, with only three weeks in the Bahamas every year, instead of five. All our medical doctors will want to voluntarily participate, especially baby boomer Dr.’s, who are seeking to put aside as much as they can for their own retirements.

The working poor, instead of crowding the emergency rooms, accruing debt they cannot satisfy without a credit killing bankruptcy, will have a doctor to treat their families, on a regular basis. Seeing as we are paying for the hospitals’ unpaid emergency room services, in the form of ever higher insurance rates, reflecting the hospitals’ skyrocketing cost of ‘horse pistol’ care, all the parties involved will benefit from our doctors’ and dentists’ charitable deeds.

Then the government can ask these working poor who are jobless and fall therough the cracks, would it be OK for uncle Sam to collect a voluntary five or ten bucks a week from their gross pay after they get back to work, not to be refunded, or tax deducted, to pay the government back, so the poor can establish credit as bill payers, with a bill paying record, qualified to purchase a decent running pre-owned car?

To determine the actual cost of this innovative program, start with the incentive: taxes forgiven from medical deliverers. Set those lost taxes against savings in emergency rooms. For icing on the cake, add the projected dollars we will be voluntarily collecting from the paychecks of the working poor who will all be glad to round-about actually have a Dr., and the long term means to pay their Dr.’s for family services, as long as they don'’t have a compounded interest daily debt to some lobbyist’s designated collection agency, or whatever else the porkers and bureaucrats imagine they can barrel on a sensible health care program that covers all the uninsured. Our health care industry needs reformation, the breaking issue, supply vs. demand.

Regardless your premiums, as boomers age, requiring more attention, you’ll be lucky to get five full minutes with your Dr. My program calls for free medical education, for Dr.’s nurses, dentists and all their related personal. Springing open the med school doors will jerk the AMA into a swift boat infomercial battle, they, to push the astronomical cost of my free medical school program, but not to fret, I’m preparing a failsafe, readable plan on how we pay for it. First decide whether you want free medical education for the doctors.

My son is a very smart man!